11 Best Crypto Business Bank Accounts In 2022

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July 11, 2022

Crypto Business Bank Accounts

The type of crypto business bank account that’s right for you is going to depend on the type of business you’re running. The main difference being whether you’re a crypto company that’s looking to open a bank account or a non-crypto company that wants to buy crypto using your business bank account. For crypto companies looking to open a business account it’s also going to depend on whether you’re looking to accept deposits from and make payments to your users, or whether you’re just looking to open a bank account for your day to day operations.

Most banks won’t open accounts for crypto companies that handle client money, but there are a couple which I’ve included below.

List of Crypto Friendly Banks Globally

I’ve compiled a list of the most crypto friendly banks and e-money services which I’ve listed below. And broken these down by category further on.

Signature Bank

Signature Bank is a New York-based full-service commercial bank. Founded in 2001, Signature was one of the first FDIC insured commercial banks to offer business banking services to crypto companies. And currently banks five stablecoin issuers, four of which have their money in non-interest bearing accounts and one of which has its funds in interest-bearing accounts.

The U.S. banking system does not operate on a real-time payments system, so Signature developed a real-time payments system, called Signet, that allows parties on the network to conduct transactions instantly, at any time of the day or week.

Signature is one of the largest crypto friendly banks in the world with roughly $108B in deposits.

Silvergate Bank

Silvergate is a leading provider of business banking solutions and services to web3 companies. Offering payments, lending and funding solutions to an expanding class of digital currency companies

Whilst most traditional banks have shied away from providing business banking services to crypto companies, Silvergate has embraced the nascent industry. Similar to Signature Bank, Silvergate has built its own real-time payments platform, Silvergate Exchange Network (SEN), to support business banking services for crypto exchanges and other crypto companies.

Silvergate is a U.S.-based financial institution and Federal Reserve member bank. 

Evolve Bank & Trust

Evolve Bank & Trust is a technology-focused financial services organisation. It’s known to provide Banking-as-a-Service (“BaaS”) to crypto companies building business bank account solutions. And is a best-in-class financial institution offering specialised services in Open Banking, Commercial and Consumer Banking, Mortgages, SBA Lending, Physicians Lending Community Funding and Trust Services. Evolve is recognized as a global leader in the payments industry delivering ACH, Debit/Credit Sponsorship, Card Issuance and unique technology strategies to clients around the world.


Founded in 2015, Revolut is one of the leading neo-banks in the world having secured a Challenger bank licence from the European Central Bank in 2018. It offers business banking services via web and mobile app only, with no physical locations anywhere in the world. Revolut was one of the first banks to enable the buying and selling of crypto currencies in app, through an integration with Coinbase. The bank offers crypto to businesses, letting companies use surplus cash to buy, hold, and sell Bitcoin and Ethereum quickly and with no hidden fees.

BCB Group

UK based BCB is a European leading provider of business accounts and trading services for digital asset companies. Founded in 2017, the company was built to service the blockchain and cryptocurrency industry. It offers payment accounts in major world currencies with access to most international payment rails; wallets in major cryptocurrencies, stablecoins and other digital assets.

Siam Commercial Bank

Bangkok-headquartered Siam Commercial Bank (SCB), is one of the oldest and biggest banks in Thailand and offers corporate banking services to companies of all sizes. In 2021, SCB acquired a 51% stake in Thailand’s largest cryptocurrency exchange Bitkub, so I guess you could say it’s pretty crypto friendly!


DBS is Singapore's leading consumer bank and business bank. The bank provides business banking to SMEs and multinationals in Singapore and offers multi-currency accounts. But how does it fair when it comes to crypto?

Well DBS won’t allow crypto businesses to open accounts, but traditional businesses shouldn’t have any issues buying and selling crypto through third party exchanges.

The bank does have its own Digital Exchange, DBS Digital Exchange, however it only accepts financial institutions (“FIs”), corporate accredited investors (such as family offices) and professional market makers as members. And individual investors can only access the exchange via a member, for instance DBS Private Bank. 


Whilst technically not a bank, Krayon offers similar services via its crypto treasury management solution. Founded in 2022, Krayon offers business wallets and a treasury management solution to companies of all sizes wishing to buy, sell and hold crypto using their business current accounts and from anywhere in the world. The great thing about Krayon is that it's not tied to any provider, so it offers best execution on crypto trades, guaranteeing you the best available price from integrated exchanges when buying and selling crypto. On top of this, it uses multi-party computation to safeguard your digital assets.


If you’re active in the e-commerce space, then you’ve definitely come across Stripe. Probably the best merchant payment solutions provider globally. Stripe gives crypto businesses access to today’s global financial infrastructure. Whether you’re an established crypto business or simply exploring new possibilities, you can process payments for fiat currencies globally through a single integration – with fraud prevention and authorisation optimisation built in.


Another merchant payment provider that’s entered the crypto space. PayPal now lets businesses buy, sell and hold crypto currencies. But the range of crypto currencies available is pretty limited: as of now they only offer access to Bitcoin, Ethereum, Litecoin and Bitcoin Cash.

Triple A

Triple A is a relatively new player to the merchant payment space and launched solely to provide merchants with a solution to accept payments in crypto currencies. It provides a safe and easy-to-use crypto payment gateway that enables businesses to accept crypto payments and quickly increase their revenue. Similar to PayPal, they only support a limited number of currencies.

Best Crypto Business Bank Account For Crypto Business: Krayon

When it comes to crypto companies, Krayon is by far the best business account. It makes it super easy to manage your crypto assets within a secure platform. Its wallet management features let you add users from your organisation and manager their roles and permissions across different wallets. It provides support for 60 different blockchains, lets you safely navigate the world of DeFi with contract whitelisting and other security features, and it provides reliable on and off-ramps for businesses globally.

Best Crypto Business Bank Account For Crypto Companies Handling Deposits And Withdrawals: Silvergate

Silvergate is one of the best banks global if you want a bank account for crypto business. The bank has built its brand and its business on the back of digital asset businesses, so it’s one of the few regulated financial institutions that understands the space and caters to crypto companies.

Best Business Bank Account For Non-Crypto Companies That Want To Buy Crypto: Revolut

If you’re just looking to buy crypto with your business bank account then Revolut has you covered. It has a direct integration with Coinbase to let you buy and sell crypto without ever leaving your business banking app. The downside of course is that you will have limited access to cryptocurrencies and you might not get the best pricing. But if you’re not actively trading crypto or buying significant sums, then it’s probably your best bet.

Best Crypto Business Bank Account For e-Commerce Companies That Want To Accept Payments In Crypto: Triple A

Triple wins when it comes to accepting payments in crypto, because it simplifies the process for merchants. Whenever a user checks out on your online store they can opt to pay in crypto and Triple A will give them a guaranteed rate on their chosen payment method for a fixed period of time. You as the merchant don’t actually have to receive any crypto. If you want Triple A will convert it to fiat currency for you and you’ll only receive payments in your local currency.

Best Crypto Friendly Bank In UK and Europe: Revolut

Revolut has to be the best crypto bank in the UK and Europe when it comes to buying crypto with your business bank account. It was the first bank in Europe to offer crypto trading services from within its app. And in my personal experience it's the only bank I’ve never had issues with even when buying crypto on third party exchanges like Binance.

Best Crypto Friendly Bank In US: Silvergate

Silvergate and Signature Bank are two of the friendliest banks when it comes to crypto companies, but despite Signature Bank being much larger, Silvergate comes out on top because it leads the way when it comes to lending.

Best Crypto Friendly Crypto Business Account In Singapore Krayon

Singapore based Krayon is leading the way in crypto business services. And whilst technically not a bank, the company does offer a range of similar features via its crypto treasury management solution. With partnerships with global banking providers, Krayon offers one of the best solutions for crypto companies looking to buy and sell crypto, off-ramp to fiat currencies, and securely custody their digital assets.

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